Books you can actually steer by.
A lighthouse doesn't sail your ship. It gives you one fixed point you can trust. That's what clean, current books do for a business — and it's the whole job here.
- Flat monthly rate — never billed by the hour
- Your month closed by the 15th
- English or Español, directly with the owner
What lands in your inbox
Every monthBy the 15th
Prior month closed and delivered
1 flat rate
Monthly, on autopay. No hourly surprises
2 languages
English and Español, no interpreter
1 business day
Response time on any client message
Most small business owners aren't bad at bookkeeping. They're just doing it last.
It gets pushed to Sunday night, then to the end of the month, then to March when the accountant asks for something. None of these mean you're failing — they mean the job needs to belong to someone else.
- "I'll catch up this weekend." Six months of receipts in a shoebox, an inbox, and a glove compartment. The longer it sits, the more it costs to fix — and the harder it is to remember what any of it was for.
- The bank balance is the only number you have. Cash in the account is not profit. Without a real profit & loss you can't tell a good month from a month where a big deposit just happened to land.
- Your CPA charges you to clean up first. Tax preparers bill to untangle books before they can file. Clean monthly books usually cost less over a year than one year-end cleanup.
- A lender or landlord asks for financials. SBA loans, equipment financing, a commercial lease — they all want a current P&L and balance sheet. That request has a deadline, and it never arrives at a convenient time.
The same work, done the same way, every single month
Bookkeeping shouldn't be a mystery. Here's exactly what happens to your books between the 1st and the 15th.
- Categorization Every bank and credit card transaction coded to the right account, using a chart of accounts built for your industry — not the generic default QuickBooks hands out.
- Reconciliation Your books matched line-for-line against the actual bank and card statements. This is the step that catches double charges, missing deposits, and fraud — and the step most DIY books skip.
- Financial statements A profit & loss showing what you actually earned and spent, and a balance sheet showing what you own and owe. Delivered on a date you can count on.
- A plain-language summary A short written note on what moved and why. Statements you don't understand are just paperwork — and explaining them is part of the service, not an upsell.
- An open question list Anything I can't categorize confidently comes back to you as a short list, not a guess buried in your books.
- Year-end handoff Your CPA or tax preparer gets a clean, reconciled file and a direct line to me. No scramble in March.
From first call to your first clean close
Four steps, about three weeks, and almost none of it is your work.
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Day 1 — 30 minutes
A free consultation
We talk about your business, what your books look like right now, and what you actually need. If a monthly bookkeeper isn't the right answer for you yet, I'll say so — that call still costs you nothing.
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Within 2 business days
A written quote and engagement letter
One flat monthly price, the exact scope in writing, and clear terms. You'll know what's included and what isn't before you commit to anything. Nothing starts until you've signed.
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Week 1 — 2
Setup, or cleanup
If you're starting fresh, I build QuickBooks Online correctly from day one. If you have existing books, I clean up and reconcile what's there so the first month starts from a balance you can trust.
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Every month after
Your monthly close
Categorized, reconciled, and delivered by the 15th, with a summary you can read in two minutes. Your job is answering the occasional question about a transaction only you would recognize.
Flat monthly rates, published up front
Most bookkeepers make you get on a call before they'll tell you a number. Here they are. Your final price depends on transaction volume, number of accounts, and complexity — set after the free consultation and fixed in writing.
Starter
A newer or lower-volume business getting organized for the first time.
Starting at$350/month
- Up to 2 bank or card accounts
- Monthly categorization and reconciliation
- Profit & loss and balance sheet each month
- QuickBooks Online kept clean and current
- Email support, one business day response
Growth
An established business with more accounts, more volume, more moving parts.
Starting at$600/month
- Everything in Starter
- Up to 6 accounts and higher transaction volume
- Accounts receivable and payable tracking
- Quarterly review call to walk through the numbers
- Priority email and scheduled call support
Portfolio & Cross-Border
Real estate portfolios, multiple entities, or income that crosses a border.
Starting at$1,000/month
- Everything in Growth
- Multiple entities or properties, tracked separately
- Per-property profit & loss reporting
- Multi-currency transaction handling
- Coordination with your CPA at year end
All plans are billed monthly by ACH on autopay. No setup fee for clean books. Cleanup and catch-up work is quoted separately, once, after a free diagnostic review. See what's in each plan
Three kinds of businesses, one standard of work
Local service businesses
Contractors, landscapers, salons, cleaning companies, auto shops, restaurants, trades. Rhode Island businesses with real revenue, real expenses, and no time to code transactions on a Sunday.
Real estate investors
Rental portfolios where you need to know which property earns and which one quietly bleeds. Per-property books, not one blended pile. More on real estate
Bilingual & cross-border owners
Spanish-speaking owners who would rather discuss their finances in Spanish, and families or businesses with money moving between the U.S. and the Dominican Republic.
Your financial data is the most sensitive thing you'll hand anyone
Bank statements, revenue, payroll, sometimes a Social Security number. A bookkeeper who is casual about that is a liability, not a service.
Faro runs on multi-factor authentication everywhere, encrypted storage, least-privilege access, and a written policy for how client records are handled and retained. Documents move through secure links — never as an unprotected email attachment.
What I will never ask you for
- Your online banking password
- A Social Security number over regular email
- Signing authority on your bank account
- Access to move money on your behalf
Read-only bank feeds and view access to your accounting file are all a bookkeeper needs. Anything more is a risk with no upside for you.
The things people ask on the first call
Do I need to be in Rhode Island?
No. The work is done remotely and securely, so I can serve a business anywhere in the U.S. Rhode Island is simply where I'm based, where I know the local landscape, and where I can meet you in person if that matters to you.
What if my books are a complete mess?
That's the most common starting point, and it isn't a problem — it's the first project. I run a free diagnostic review to see how far back the gaps go, quote the cleanup as a separate one-time fee, and only then start the monthly plan on a clean foundation.
Do you file my taxes?
Not today. Faro is a bookkeeping practice, and paid federal tax return preparation requires an IRS Preparer Tax Identification Number that I don't yet hold. What I do is hand your CPA or tax preparer a clean, reconciled file that makes their job faster and usually cheaper. If you don't have one, I can point you toward good local options.
Are you a CPA?
No, and I won't imply otherwise. I hold a finance degree from Purdue and I'm completing Intuit's bookkeeping certification. A bookkeeper maintains your day-to-day records; a CPA audits, attests, and represents you before the IRS. Those are different jobs, and you probably need both — most businesses just need the bookkeeper far more often.
Why flat monthly pricing instead of hourly?
Because hourly billing punishes you for asking questions. If every email starts a meter, you stop sending emails, and the bookkeeping gets worse. A flat rate means you can ask me anything without watching a clock, and I have every reason to get faster at your books rather than slower.
Let's find out if this is a fit.
A free, 30-minute conversation about your business and your books. No pitch, no obligation, and an honest answer either way.